WJ-0071 · Level Essential

Avoiding common financial traps

Spotting scams and bad decisions before they cost you dearly

Mobile money scams, miracle investments, pyramid schemes, toxic loans, impulse buying: financial traps are many and affect everyone. This guide teaches you to recognise them, adopt simple verification habits and react fast if you are a victim, to protect your money and your family's.

This guide is currently available in French. The English edition is in preparation.

8 € or 5,000 CFA francs

PDF of about 21 pages · delivered by WhatsApp or e-mail after payment · bonus: checklist

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Mobile Money (Benin, Togo) · Visa or Mastercard · bank transfer · cryptocurrency

What's inside this guide

The problem clearly explained, its causes and common mistakes
The 7-step WJ Method: understand, analyse, prepare, act, check, optimise, succeed
Practical written exercises
A printable 10-point checklist
A 30-day action plan, week by week
An FAQ and a summary sheet

Important: This guide gives general guidance. It is not personalised financial advice.